E*TRADE vs J.P. Morgan Self-Directed Investing bonus (October 2026)
Side-by-side current offers, holding periods and rates.
| Broker | Offer | Bonus | Min deposit/transfer | Holding period | Expiry | Cash rate | Base margin | Status | Last checked |
|---|---|---|---|---|---|---|---|---|---|
| E*TRADE | New brokerage account deposit/transfer (promo code OFFER26) | Tiered up to $10,000 ($5M+); e.g. $1,000 at $200k-$499,999, $1,500 at $500k-$999,999; new eligible non-retirement account, fund within 60 days, promo OFFER26 | $1,000 | 2026-10-31 | 0.01% APY (Bank Deposit Program <$500k) | 12.70% | Verified | 2026-10-20 | |
| E*TRADE | Retirement account bonus (promo RETIRE26) | Up to $10,000: $50@$1k; $150@$5k; $300@$20k; $600@$100k; $1,000@$200k; $1,500@$500k; $3,000@$1M; $5,000@$1.5M; $6,000@$2M; $10,000@$5M+. New eligible retirement account, fund within 60 days, code RETIRE26 | $1,000 | 2026-10-31 | Verified | 2026-10-20 | |||
| J.P. Morgan Self-Directed Investing | New money deposit/transfer | $50 ($5k-24,999); $150 ($25k-99,999); $325 ($100k-249,999); $1,000 ($250k+); open via page, fund within 45 days, bonus determined day 45, paid within 15 days | $5,000 | Maintain new funds 90 days from enrollment | 2027-01-21 | Verified | 2026-10-20 |
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