Schwab transfer bonus October 2026
All current Schwab bonus offers we track, with requirements and fine print. Official site: https://www.schwab.com
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Referral bonus (needs existing-member referrer) Partly verified
$100@$25k-49,999; $300@$50k-99,999; $500@$100k-499,999; $1,000@$500k+ net deposit within 45 days of opening; paid ~1 week after 45 days
- Minimum: $25,000
- Holding period: Net deposits calculated as of day 45; no 1-year hold stated on page (full T&C not read)
- Expiry: Not confirmed
- Cash rate: 0.01% APY (standard bank sweep)
- Base margin rate: ~12.08%
Partly verified on broker page 2026-10-20 (full T&C not read). Source: https://www.schwab.com/referral. Last checked 2026-10-20.
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