Every live brokerage bonus, October 2026
Transfer and deposit bonuses, holding periods, cash rates and margin rates in one table. 19 offers tracked; 11 verified on the broker's own page, the rest partly verified.
Expiring soon
- E*TRADE – New brokerage account deposit/transfer (promo code OFFER26): ends 2026-10-31 (11 days) Verified
- E*TRADE – Retirement account bonus (promo RETIRE26): ends 2026-10-31 (11 days) Verified
- TastyTrade – New account deposit: ends 2026-11-30 (41 days) Verified
- Betterment – Deposit/transfer bonus: ends 2026-11-30 (41 days) Verified
- moomoo – Cash deposit bonus (ACH/wire): ends 2026-12-31 (72 days) Verified
- moomoo – ACATS transfer match: ends 2026-12-31 (72 days) Verified
- J.P. Morgan Self-Directed Investing – New money deposit/transfer: ends 2027-01-21 (93 days) Verified
Most offers have no published end date; we list only dates we could confirm.
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| Broker | Offer | Bonus | Min deposit/transfer | Holding period | Expiry | Cash rate | Base margin | Status | Last checked |
|---|---|---|---|---|---|---|---|---|---|
| Public | ACATS/IRA/401k transfer match | 1% of transferred value, uncapped, paid in up to 60 monthly installments, no clawback | 5 years (payout spread) | No end date posted | 3.30% APY (High-Yield Cash Account) | 5.15% | Verified | 2026-10-20 | |
| J.P. Morgan Self-Directed Investing | New money deposit/transfer | $50 ($5k-24,999); $150 ($25k-99,999); $325 ($100k-249,999); $1,000 ($250k+); open via page, fund within 45 days, bonus determined day 45, paid within 15 days | $5,000 | Maintain new funds 90 days from enrollment | 2027-01-21 | Verified | 2026-10-20 | ||
| E*TRADE | New brokerage account deposit/transfer (promo code OFFER26) | Tiered up to $10,000 ($5M+); e.g. $1,000 at $200k-$499,999, $1,500 at $500k-$999,999; new eligible non-retirement account, fund within 60 days, promo OFFER26 | $1,000 | 2026-10-31 | 0.01% APY (Bank Deposit Program <$500k) | 12.70% | Verified | 2026-10-20 | |
| E*TRADE | Retirement account bonus (promo RETIRE26) | Up to $10,000: $50@$1k; $150@$5k; $300@$20k; $600@$100k; $1,000@$200k; $1,500@$500k; $3,000@$1M; $5,000@$1.5M; $6,000@$2M; $10,000@$5M+. New eligible retirement account, fund within 60 days, code RETIRE26 | $1,000 | 2026-10-31 | Verified | 2026-10-20 | |||
| moomoo | Cash deposit bonus (ACH/wire) | NVDA stock: $30@>=$500 net deposit; $100@$2k; $200@$10k; $400@$50k; $1,000@$100k. Also 8.1% APY (3.6% base+4.5% booster 60 days, first $20k) | $500 | Avg assets maintained 60 days ($500/$2k/$10k tiers); 120 days at $50k+; 180 days at $100k for last $400 | 2026-12-31 | 3.6% APY (eligible customers; others 0.03%) | 6.8% | Verified | 2026-10-20 |
| moomoo | ACATS transfer match | 3% match of first transfer amount, limited to first $20,000 (max $600), paid as Cash Coupon in 4 equal quarterly installments (days 90/180/270/360) | $1 (match applies to first $1-$20,000) | Keep transferred assets 90/180/270/360 days per installment | 2026-12-31 | 3.6% APY (eligible customers; others 0.03%) | 6.8% | Verified | 2026-10-20 |
| TastyTrade | New account deposit | Promo SWEETBONUS: $50@$2,500-4,999; $100@$5,000-24,999; $500@$25,000-99,999; $2,000@$100,000+ (net deposits in first 30 days); lump sum within 2 weeks after window | $2,500 | Must maintain net funded amount until bonus credited (~30-day funding window + 2 weeks); no 1-year hold stated | 2026-11-30 | 11.00% | Verified | 2026-10-20 | |
| Betterment | Deposit/transfer bonus | $100@$1k-9,999; $125@$10k; $250@$25k; $750@$50k; $1,250@$100k; $2,000@$200k+ (non-cumulative); deposit within 45 days of enrolling | $1,000 | 3 years | 2026-11-30 | 3.50% APY (Cash Reserve) | Verified | 2026-10-20 | |
| Schwab | Referral bonus (needs existing-member referrer) | $100@$25k-49,999; $300@$50k-99,999; $500@$100k-499,999; $1,000@$500k+ net deposit within 45 days of opening; paid ~1 week after 45 days | $25,000 | Net deposits calculated as of day 45; no 1-year hold stated on page (full T&C not read) | 0.01% APY (standard bank sweep) | ~12.08% | Partly verified | 2026-10-20 | |
| Robinhood | IRA contribution match | 3% match on annual IRA contributions with Gold ($5/mo) or 1% without; 1% match on IRA transfers/old 401(k)s, no cap | Hold assets 5 years; keep Gold at least 1 year after Gold match | No end date stated | 3.6% APY with Gold (0% without) | 5.25% | Verified | 2026-10-20 | |
| Robinhood | Sign-up free stock | 'Your first stock is even on us' (terms apply) | 3.6% APY with Gold (0% without) | 5.25% | Partly verified | 2026-10-20 | |||
| Webull | IRA transfer/contribution match | With Webull Premium: 3.5% IRA contribution match; 1% IRA transfer/rollover match (limited time). Non-members 1% on contributions. Premium $40/yr | Not stated | 'Limited time' for transfer match; no date | Shown only in app | 8.74% (5.20% Premium) | Partly verified | 2026-10-20 | |
| Webull | Deposit promo | Deposit $100+: 10 free fractional shares and 5.0% APY with Premium; transfer-fee reimbursement up to $175 | $100 | Shown only in app | 8.74% (5.20% Premium) | Partly verified | 2026-10-20 | ||
| SoFi Invest | New account stock award | Stock award up to $1,000 (up to $2,000 with SoFi Plus) for new self-directed account; also 1% IRA/401(k) match | Evergreen | 0% in brokerage | 9.50% | Partly verified | 2026-10-20 | ||
| Merrill | Asset transfer | Up to $600: $100@$20k; $150@$50k; $250@$100k; $600@$200k+ for new Merrill IRA or CMA; invest within 45 days | $20,000 | Maintain balance at least 90 days | 0.01% APY (Bank Deposit Program <$250k) | Verified | 2026-10-20 | ||
| TradeUp | Transfer bonus + stock | ACATS: up to $300 transfer fee credit (assets >$3,000) + 2% cashback up to $1,000; extra 1% (cap $1,000) at $100k+ if kept 1 year | None for 2% cashback; $100,000 for bonus 1% | 1 year (for extra 1%) | Verified | 2026-10-20 | |||
| TradeStation | Deposit bonus | Partner promo: $150@$5k; $300@$25k; $500@$100k; $1,000@$250k; $2,000@$500k; $3,500@$1M | $5,000 | Partly verified | 2026-10-20 | ||||
| Ally Invest | IRA contribution match | Search result: open first Ally Self-Directed Invest IRA, match 3.5% of contributions (page failed to load; only snippet seen) | 0% | 11.50% | Partly verified | 2026-10-20 | |||
| Plynk (Fidelity) | Dividend match | 25% cash match on dividends, up to $250 per year, paid monthly | None | No end date (may be modified) | Partly verified | 2026-10-20 |
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